The National Coalition of Labor is a non-profit coalition of unions dedicated to providing benefits to more than 180,000 members. By working together to purchase benefits, NCL is able to achieve cost savings that allow unions to provide these benefits to their members at either no cost or heavily-discounted rates. By negotiating together cooperatively using economies of scale, unions are able to achieve greater cost savings together than individually. These savings allow us to provide benefits to members at little or no cost to them. These benefits are in addition to what you receive through your collective bargaining agreement and are for members only.